Many of you may already understand the difference between “observation status” and “admission” when it comes to hospital stays but for those that do not, it can be a real awakening when the bills start to come. Observation Status is a designation used by hospitals to bill Medicare and is classified as an “outpatient” category. […]
Hospitals Now Must Tell Medicare Patients When Care is ‘Observation’ Only Read More »
Wills are not only for the wealthy. No matter how much, or how little, you have in your estate, you want to make sure that your hard-earned assets are distributed to your beneficiaries according to your wishes. New Jersey’s intestacy laws, the laws that dictate who your property goes to when you die without a will, are very complex. For
“Why Do I Need a Will? I Barely Have Any Assets!” Read More »
Of all the health issues that people fear, being diagnosed with Alzheimer’s Disease or dementia are high on the list. People do not want to lose their ability to live independently, and their family members don’t want that for them either. Unfortunately, the number of people who have been diagnosed with these conditions is on
When Alzheimer’s or Dementia Strikes Your Loved One Read More »
America’s population is aging. Today one in every seven people in the United States is over the age of 65, and that number is expected to double in the next 25 years. Of course there is much joy to be experienced as we celebrate having our elders in our lives, but there can also be
The Importance of Full Service Life Care Planning with Care Coordinators Read More »
Thank you to Bayada Home Health Care for agreeing to contribute to the Bratton Law Group blog. We feel that they have information about home health care that will be invaluable to our clients and their families. Most senior citizens prefer to stay in their own homes as long as possible. The choice to “age
Want to Stay at Home as You Age? Know Your Home Health Care Options Read More »
The Medicaid process can be a complex process and often times quite overwhelming. We see countless families come to us in fear after their Medicaid application has been denied. Without proper legal guidance, on what could be the single most important financial decision you make toward protecting your loved one, you could jeopardize your application and their
3 Reasons Medicaid Applications Are Denied Read More »
Having a properly drafted Will is essential to any estate plan. However, many question whether a trust is beneficial, or even necessary, to their estate plan. There are many different types of trusts which serve many different purposes. One of the simplest and most common types of trusts are revocable living trusts (“RLTs”). An RLT is created
Should I Have a Revocable Living Trust? Read More »
The new minimum community spouse resource allowance (CSRA) is $24,180 and the maximum CSRA is $120,900. The maximum monthly maintenance needs allowance is $3,022.50. The minimum monthly maintenance needs allowance remains $2,002.50 ($2,502.50 for Alaska and $2,302.25 for Hawaii) until July 1, 2017. Income Cap The income cap for 2017 applicable in “income cap” states is
New Medicaid and Medicare Figures for 2017 Read More »
For most Americans, the Social Security pension will be their largest asset in retirement. Deciding when is the most advantageous time to retire and when to take this benefit is crucial to maximizing long-term wealth. At Bratton Law Group, we guide our clients through the myriad rules surrounding Social Security pension calculations to maximize their
[FREE WEBINAR] Get the Most Out of Social Security While You Still Can Read More »
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